You know, sometimes the most basic concepts are the most important concepts. I wanted to talk to you about why you should have insurance. A lot of people ask that question, “What should I insure?”, or “Why should I have insurance?” Well, let’s start with the most basic premise of what insurance is. Insurance is a tool to transfer risk. And typically, the risk you...

Hello. I’m Ron Philleo with Philleo Agency Insurance. There’s lots of different types of business liability coverages. Today I’m going to go into some of the most common coverages, and check our website for future videos because we’ll go into more detail with some of these coverages I’m going to mention in future videos. The most common one is general liability...

Workman’s compensation insurance. You’ve heard me mention it before. I’m sure you’ve heard lots of people mention it before. I’m going to explain briefly what work comp insurance is, give you a brief overview of it and we’re all going to do additional videos on how you generate the premium for work comp, or how the premium is calculated. But, to start off,...

So, you understand you need to have Worker’s Comp Insurance because you viewed our video on Worker’s Comp Insurance. Now, the biggest question to you is, “How much is this going to cost me and my business?” Well, Work Comp is not like a generic policy where you just go out and you buy a policy for Work Comp. Work Comp is specifically rated and there’s two factors...