Commercial Truck Insurers Q&A
Commercial truck insurers are what keep your trucks on the road during times of strife. Accidents happen all year round and they can be extremely costly, especially if cargo is damaged as well. That’s why you should always minimize risk by getting comprehensive truck insurance. Let’s have a Q&A with some experienced commercial truck insurers [...]
Do I Need Tanning Salon Insurance?
Do you own a tanning salon, or do you have tanning operations as part of a larger business model, such as a fitness center or beauty salon? We can help you insure where others may not want to look at that exposure that you have. Tanning salons are a specialized type business. Many carriers are not comfortable with the exposure that comes along with insuring tanning salons. Here at Philleo Agency, we are very comfortable with it, and we insure many businesses that have tanning operations.
Do I Need Landscapers Insurance?
Let’s talk about landscaper’s insurance. Landscapers have a lot of different issues going on with regard to their insurance. Most of the time they have vehicles, they need general liability coverage, they need property coverage for their equipment, and a lot of times they need work comp insurance. By the way, you can see videos on each one of these topics on Philleo.com. But let’s go over landscapers in general, and discuss some of their needs. We’ll start with their general liability. That’s what’s going to protect them in case they damage someone’s property or injure somebody in the course of their construction, or their work, or their lawn maintenance, and those types of things.
Do I Need Boat Insurance?
If you own a boat, this video will help you determine what coverages you need. One of the most important coverages for boat owners is liability coverage. Liability coverage is the coverage that’s going to protect you in case you injure somebody or damage someone’s property while you’re boating. Now, seeing as how boating accidents tend to be severe, we recommend that you carry a lot of liability coverages. Usually, minimum coverages we recommend are minimum of a half a million, but certainly we offer higher coverages than that. Good idea to carry a lot of liability coverage when you’re boating, because these accidents do tend to be severe.
Tavern Insurance | Bar Insurance | Nightclub Insurance
Hello, I’m Ron Philleo with Philleo Agency Insurance. Welcome to Philleo.com. Today we are going to talk little about insurance for taverns, bars, night clubs and restaurants that serve alcohol. When you serve alcohol, you have some additional exposures to liability and some unique situations that you need specialized coverage for. In this video we’ll discuss a little bit of those. The first and most important coverage for any tavern, bar or restaurant serving alcohol, or night club, is that you carry the right liability coverage. The first thing is general liability. General liability is going to be considered more or less your premise liability that is going to protect you in case of somebody gets injured on the premises. Very important, you want to carry a lot of coverage. Having a facility that serves alcohol, the exposures can be much higher than ones that don
Insurance for Contractors
Insurance for contractors can be a specialized type of insurance. It’s business insurance, but contractors represent a broad variety of types of risk, and there are some specialized coverages, for every type of contractor, that you want to be aware of.
Update Your Jewelry Insurance
We typically recommend it for any item that’s usually over a thousand dollars in value, and it gets added directly to your homeowner’s policy. It’s called scheduling your jewelry.
What to do After an Auto Accident
If there’s no injuries involved, then what you want to do is call the police if the accident took place on a public road, and it’s a substantial accident. If it’s a little bit more than a fender bender, you want to make sure the police are involved. If it’s a smaller accident or took place in a parking lot, those types of things, you can usually handle it on your own.
Snow Plow Insurance
Insurance for snow plow businesses is very important. If you own and operate a snow plow, you want to make sure you have the correct insurance. I am going to go over a couple basic ideas for snow plow businesses.
How to File An At Fault Auto Accident
If you had an accident, and you’re at fault in that accident, and you need to get your vehicle repaired, this video here will give you some information and some basic tips on how to do that.
Find Us:
