Insurance for snow plow businesses is very important. If you own and operate a snow plow, you want to make sure you have the correct insurance. I am going to go over a couple basic ideas for snow plow businesses. If you have a snow plow business, there are basically two ways we can operate. One of them is, I have a snow plow on my vehicle, I only plow for myself and my own properties and I’m...

Being from Wisconsin we are very familiar with snowmobile insurance. When you purchase a snowmobile policy, you’re going to want to be aware of a few things. I’m going to touch on a couple of these items here to day so you have a little more knowledge when you go out to shop for your snowmobile insurance. Now, snowmobile insurance, the biggest thing you want to protect yourself against...

When you’re building a new structure you’re going to want to have builders risk coverage. Builders risk coverage can apply to commercial buildings. It can also apply to residential homes. So whether you’re building a home or you’re building a commercial project, you’re going to want to have builders risk coverage. What does builders risk coverage do for you, you...

I want to talk to you today about a coverage that is very important. It’s called hired and non-owned auto coverage. It typically gets attached to either a commercial business policy or commercial auto policy. What’s this coverage do? Well, this coverage is very important. It protects you in case somebody is using their own vehicle and has an accident, while working on behalf of you. A...

“How much home insurance should I buy?” It’s a common question. There’s several different ways to look at this. If you want to insure for what is known as “replacement coverage,” you need to keep in mind several different things. The biggest thing is: “how much is it going to cost me to rebuild this home or this building if there’s a total loss?”...

There are several different ways to insure items, whether it be buildings, your personal property, business property. Two of the most common ways are replacement coverage or actual cash value. I’m going to help you decide which one is right for you, and I’ll give you a little information on both. Let’s start with actual cash value. Actual cash value is a depreciated value....

You know, sometimes the most basic concepts are the most important concepts. I wanted to talk to you about why you should have insurance. A lot of people ask that question, “What should I insure?”, or “Why should I have insurance?” Well, let’s start with the most basic premise of what insurance is. Insurance is a tool to transfer risk. And typically, the risk you...

Hello. I’m Ron Philleo with Philleo Agency Insurance. There’s lots of different types of business liability coverages. Today I’m going to go into some of the most common coverages, and check our website for future videos because we’ll go into more detail with some of these coverages I’m going to mention in future videos. The most common one is general liability...

Workman’s compensation insurance. You’ve heard me mention it before. I’m sure you’ve heard lots of people mention it before. I’m going to explain briefly what work comp insurance is, give you a brief overview of it and we’re all going to do additional videos on how you generate the premium for work comp, or how the premium is calculated. But, to start off,...

So, you understand you need to have Worker’s Comp Insurance because you viewed our video on Worker’s Comp Insurance. Now, the biggest question to you is, “How much is this going to cost me and my business?” Well, Work Comp is not like a generic policy where you just go out and you buy a policy for Work Comp. Work Comp is specifically rated and there’s two factors...