Insurance for snow plow businesses is very important. If you own and operate a snow plow, you want to make sure you have the correct insurance. I am going to go over a couple basic ideas for snow plow businesses. If you have a snow plow business, there are basically two ways we can operate. One of them is, I have a snow plow on my vehicle, I only plow for myself and my own properties and I’m...

When you’re building a new structure you’re going to want to have builders risk coverage. Builders risk coverage can apply to commercial buildings. It can also apply to residential homes. So whether you’re building a home or you’re building a commercial project, you’re going to want to have builders risk coverage. What does builders risk coverage do for you, you...

I want to talk to you today about a coverage that is very important. It’s called hired and non-owned auto coverage. It typically gets attached to either a commercial business policy or commercial auto policy. What’s this coverage do? Well, this coverage is very important. It protects you in case somebody is using their own vehicle and has an accident, while working on behalf of you. A...

Hello. I’m Ron Philleo with Philleo Agency Insurance. There’s lots of different types of business liability coverages. Today I’m going to go into some of the most common coverages, and check our website for future videos because we’ll go into more detail with some of these coverages I’m going to mention in future videos. The most common one is general liability...

Workman’s compensation insurance. You’ve heard me mention it before. I’m sure you’ve heard lots of people mention it before. I’m going to explain briefly what work comp insurance is, give you a brief overview of it and we’re all going to do additional videos on how you generate the premium for work comp, or how the premium is calculated. But, to start off,...

So, you understand you need to have Worker’s Comp Insurance because you viewed our video on Worker’s Comp Insurance. Now, the biggest question to you is, “How much is this going to cost me and my business?” Well, Work Comp is not like a generic policy where you just go out and you buy a policy for Work Comp. Work Comp is specifically rated and there’s two factors...

A coverage that is often overlooked when a commercial insurance policy is being put together is business income coverage or business continuation coverage. What this coverage does for the client is it protects them in the event of a disaster where they are put out of business. It will give them an income stream to continue their operations in the meantime until they can get back on their feet. An...

Hello. I’m Ron Philleo with Philleo Agency Insurance. Insuring a commercial building can be difficult. Today I’ll go through a few items that’ll make it a little bit easier for you. The first thing we need to know is what kind of building did you buy? Is it an apartment building? Is it an office complex? Is it a restaurant? Some buildings combine a little bit of everything;...