What to do After an Auto Accident

If there’s no injuries involved, then what you want to do is call the police if the accident took place on a public road, and it’s a substantial accident. If it’s a little bit more than a fender bender, you want to make sure the police are involved. If it’s a smaller accident or took place in a parking lot, those types of things, you can usually handle it on your own.

How to File An At Fault Auto Accident

If you had an accident, and you’re at fault in that accident, and you need to get your vehicle repaired, this video here will give you some information and some basic tips on how to do that.

How To File a Not at Fault Auto Accident

If you have an accident with somebody and you are not at fault, you’re going to need to file a claim. And this video will help you file a claim when you are not at fault in a collision with your vehicle.

Do I Need Full Coverage For My Auto Insurance?

Collision and comprehensive covers the vehicle itself. OK? The collision covers if the vehicle is damaged when it collides with something, whether you hit something or someone hits you. And comprehensive covers things that are not collision-related, things like flood, hail, theft of the vehicle, vandalism, those types of things, where you didn’t actually collide with something but damage did occur to a vehicle.

Do I Need Auto Insurance?

Regardless of if your state requires you to carry insurance or not, it definitely is a good idea to be carrying coverage. Auto insurance will protect you in case you injure somebody or you damage someone else’s property. That is known as liability coverage.

We also recommend you carry uninsured and underinsured motorist in case somebody hits you and injures you and your passengers and they don’t have any insurance or not enough insurance. Again, that coverage is uninsured and underinsured motorist coverage.

How Do I Save Money On Auto Insurance?

You want to save money on auto insurance? There’s lots of ways to save money on auto insurance. I’ll go over a few ideas for you.

First of all, when you are shopping around for auto insurance, call an independent agency. An independent agency represents more than one carrier. They actually shop around for you. Their services don’t cost you any money either, so we definitely recommend you take advantage of that.

Do I Need Insurance For a Rental Car?

So you’re going on vacation, great! You’re gonna need to get around somehow, right? Get a rental car; easy enough; but what about the insurance for the rental car? Oh, didn’t think of that.

Let’s go over that now, so you don’t have to deal with it when you get to that rental counter. So you’re renting a car; should you take out the insurance at the rental counter, or does your policy already cover you?