Snowmobiles and ATV’s

With a Philleo agency Snowmobile or ATV policy, you can receive wide-ranging coverage for you and your equipment — see what coverage options are available to protect you.

Bodily Injury and Property Damage Liability
Bodily Injury and Property Damage Liability (BI/PD) covers your legal liability for an accident that involves injury to another person or damage to someone’s property, up to the limit of liability you select.

Comprehensive and Collision
Comprehensive and Collision coverage pays to repair or replace your snowmobile or ATV if it is stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket. Your insurance company pays for the remaining damage.

With Collision coverage, your insurance company pays for damage to your snowmobile or ATV when you collide with another vehicle or object. If you hit a snowmobile or ATV, a pole or another nonliving object, Collision coverage will apply.

With Comprehensive coverage, your insurance company pays for damage to your snowmobile or ATV caused by an event other than a collision, such as fire, theft or vandalism. If you hit an animal, or if your snowmobile or ATV catches on fire or is stolen, Comprehensive coverage will apply.