Do I need Separate Jewelry Insurance?

Today’s video is jewelry coverage. Jewelry coverage is covered underneath your homeowner’s policy, renter’s, or condo policy, but there’s very limited coverage for jewelry under those policies.

Typically a homeowner’s policy will cover $1,000 or maybe $2,500 per item, and usually there’s a maximum of $5,000 total coverage. That’s very common under a homeowner’s, condo, or renter’s policy.